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Monday, December 24, 2012

ING Direct Mortgage, ING Mortgage Review

ING Direct has brought solutions to all mortgage-related issues right at your doorstep. A leading brand, a powerful financial backup and an innovative approach are what making ING Direct Mortgage a popular choice for many homeowners in the United States. Serving people with a wide range of loan and refinance products under the brand Easy Orange Mortgage it conducts business using sophisticated Internet and telecommunication technologies.


With absolutely no overhead and operational costs associated with running a large number of branches at different locations, the bank can offer loan programs that have no fees, easy application process, lowest closing costs, and great rates. Besides home loans, it also offers checking and savings solutions with Electric Orange SM checking and savings accounts, and investment solutions with Share Builder.

ING Mortgage Review


ING Direct is the name of the division under which ING Bank, FSB operates in USA. It was founded in 2000 and in 2007 it acquired Atlanta based NetBank, thus expanding its reach even further. The headquarters is located in Wilmington DE. The present CEO of ING Direct is Arkadi Kuhlmann.


ING is a Dutch financial institution with presence in nearly 50 countries across the globe including Australia, Canada, Spain, Italy, France, Germany and the UK. ING Group is one of the largest financial companies in the world by revenue with over 85 million customers worldwide that include more than 7 million in the US alone.


The USA customers can reach this branchless bank through an online platform ingdirect.com and also over phone and by mail. The banking services can also be accessed from any of the Cafe located in cities like Chicago, Los Angeles, Wilmington, New York City, Philadelphia, St Cloud and Honolulu.

ING Direct Mortgage Rates


One advantage with ING Direct Mortgage Rates is that you get a lock-in period of 60 days in case of a home buying loan and 45 days in case of a refinance loan absolutely free. As Orange mortgage is primarily an adjustable-rate mortgage with the guaranteed fixed rate applicable only in the first few years of the program you are open to market risks once the fixed-rate period is over. Here is a sample of the interest rates the bank offers under the Orange brand for home purchase and refinance loans.

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