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Monday, December 24, 2012

TD Bank Mortgage, TD Mortgage Corporation

TD Bank Mortgage Department has a wide range of products to cater to different requirements of US borrowers no matter whether they are purchasing a new home or refinancing an existing loan. It is easy to switch over to a lower rate when the rates drop after twelve months of timely payment under the mortgage rate security program plus you can get a smooth purchasing experience with its unique guarantee program that ensures the same day loan decision and on-time closing or a paycheck of $500 for each. The department provides online access to its mortgage web center, which imparts valuable information and allows you to apply as well as make payments online. Moreover, you can view interest rates, get a rate quote, check application status, use calculators, and do a lot more through its online resource center.


TD Mortgage Corporation has major presence in Canada, but in USA it is the mortgage department of TD Bank N.A. that offers home finance solutions to people residing in states like Maine, New Jersey, New York and Florida. Earlier known as TD Banknorth (which had headquarters in Portland, Maine only), it is now one among the top fifteen commercial bank holding companies in the United States with additional headquarters in Cherry Hill, NJ. A fully-owned subsidiary of Toronto-Dominion Bank, which operates as TD Financial Group worldwide and as TD Canada Trust in Canada with corporate headquarters in Toronto, TD Bank NA provides specialized services in personal & commercial banking, insurance, securities, asset management, wealth management (through TD Ameritrade) and home mortgage.

TD Mortgage Rates


TD Mortgage Rates appearing as Today's Featured Rates on the bank's website give you an idea of the probable interest component of your loan payments. The rates are changing every day and sometimes even more than once in a day. So it is advisable to avail the rate lock facility of the bank in order to get a rate that will remain the same till the time of closing. Moreover, you can get a rate quote by simply choosing a location and answering a few questions online. The various loan products at the bank include conventional as well as FHA, Jumbo Conforming and Jumbo loans. Among the conventional mortgages there are 30 and 15 year fixed-rate loans and 1 year and 5 year adjustable rate loans.

TD Mortgage Calculator

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