Wells Fargo Mortgage Refinance

Wells Fargo Mortgage Refinance options can be used to achieve any home financing goals that you might have in your mind as the bank provides comprehensive information and tools to meet all your requirements. The bank offers a Streamlined Online Refinance for existing customers, which allows them to be considered for government programs like the Home Affordable Refinance Program (HARP).


There is no closing costs, no application or appraisal fees and the loan pricing is locked after your submission of a completed refinance application. As far as the eligibility for the program is considered, you must be an existing customer of Wells Fargo bank and have no cash-out refinance requirements. It should also be noted here that refinancing is possible under this program only for a property that does not require a title change.

Wells Fargo Home Mortgage Refinance Rates

The refinancing process starts with your decision to refinance, following which you set to choose a loan option and then proceed further to applying and closing the same. All steps can be carried out online quite conveniently. Most refinance loans can be classified under fixed-rate mortgages and adjustable-rate mortgages.


The first option allows you to know in advance what your monthly payment would be for the entire loan term, thus giving you a protection against the rising interest rates. Adjustable-rate mortgage, on the other хэнд, provides you greater flexibility, as it has interest rates that adjust according to the present market condition. The rate is usually lower in this case than what you would be paying for a fixed-rate mortgage, but you run the risk of facing an adverse marketing condition as well.


To know about the current Wells Fargo Mortgage Refinance Rate, use the refinance rate calculation tool provided by the bank at its website. You can also subscribe to keep track of interest rate trends by email or call 1-877-937-9357 to get a real-time rate quote.

Wells Fargo Mortgage Refinance Calculator