Check the application guidelines and figure out your qualification for the program and how you can increase the chances of success. Write a detailed hardship letter explaining why it is not possible for you to pay mortgages, and collect documents to support the points you have laid out in your letter. You can contact SunTrust Mortgage Loan Modification Department to make request for financial forms via email, fax or US mail, or visit the official website of the bank to complete the secure confidential form online.
Analyze your current financial situation thoroughly and see what kind of mortgage payment you would be comfortable with. With this loan modification objective in your mind you can now proceed to make your mortgage negotiation a real success. Read reviews of homeowners facing similar situation by joining a SunTrust Loan Modification Forum. This will help you plan your next move and get enough confidence to achieve success in your mortgage modification objective.
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